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Money |
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You work hard for your money. Now let us help you keep it safe.
One in 20 Americans is a victim of credit fraud and one in 50
of identity theft. And, it can be a real nightmare to untangle. If
someone should fraudulently try to obtain credit in your name,
you'll spot it quickly and be able to take steps before more
damage is done. Should you ever become a victim of identity theft
your subscription includes $25,000 of coverage - with no
deductible - against costs, legal fees, and lost wages incurrent
in correcting the situation.
Identity
Theft Insurance
As an EverydayWealth subscriber you are protected with a
comprehensive Personal Identity Theft insurance policy. Identity
theft is the fastest growing financial crime in America -
approximately 750,000 occurrences annually. It takes an identity
theft victim, on the average 180 hours to straighten out the mess
not to mention what it may cost them in the way of damaged credit.
If and when you become a victim of identity theft, this
comprehensive policy reimburses you for your expenses of up to $
25,000.00 with no deductible! This coverage includes your lost
wages, legal fees, certified mail, and long distance charges*.
>> Learn More
Identity
Theft Protection
While there is no way to prevent it completely, if you can detect
it early, you can stop it before the damage has been done. By
simply reviewing your credit report on a monthly basis you can see
if any unauthorized activity is going on and dispute these
charges, or new accounts, before it impacts your credit.
Your monthly credit report shows you what has changed on your
credit report every month, and shows you what to do if and when
you find any suspicious activity that you did not authorize.
We send you an email every month when your credit report has
been updated. This brings you the peace of mind of knowing that
you will stop the thieves before they can cause serious damage to
your credit.
Protect
your credit
Just paying your bills on time isn't enough to protect your
credit. Inaccuracies and errors can hurt your credit without you
even knowing it.
Your monthly, easy-to-understand credit report can keep you on
top of these potential problems. We'll teach you how to spot
errors quickly and correct them using our tools. You'll also see
your credit ranking: this should help you understand how lenders
view your credit. By keeping track of your ranking over time,
you'll know when you might be eligible for better rates. Even a
small savings on interest means more money in your future.
Credit
Card Fraud Protection
Typically, a thief gets a credit card in your name, charges to the
max, and you don't learn about it until the payments are in
default several months later.
The primary issue with credit fraud is not the charges, but the
damage that is done to your credit. While you are usually only
responsible for up to $50 of the charges, the real pain comes
next. The cost and hassle of repairing the fraud can often cost
thousands of dollars, plus you could then spend years clearing
your name and your credit report.
This is what we help protect you against.
As an EverydayWealth subscriber, you will receive a monthly
credit report which will identify if there has been a credit
inquiry, if a new account has been issued, or if a negative
account has been added. You can notify the financial institutions
immediately, and potentially stop the fraud before it affects your
credit.
* Insurance underwritten by
member companies of American International Group, Inc. The
description herein is a summary only. It does not include all
terms, conditions and exclusions of the policies described. Please
refer to the actual policies for complete details of coverage and
exclusions.
It's
Affordable. Just $19.95 per Month.
The subscription we've described is available to you for the low
cost of $30 when you join and only $19.95 per month after that –
about the cost of a pizza and a couple of movie tickets. Have more
questions? Check out our Frequently
Asked Questions page.
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